Unity Small Finance - FD Rates

This bank last updated its deposit rates on 20-Jan-26.

Tenor
Base Rate
Senior Citizen
7 Days to 14 Days4.00%4.00%
15 Days to 45 Days4.00%4.00%
46 Days to 60 Days4.75%5.25%
61 Days to 90 Days5.00%5.50%
91 Days to 164 Days5.00%5.50%
165 Days to 6 Months5.50%6.00%
Above 6 Months to 201 Days6.25%6.75%
202 Days to 364 Days6.25%6.75%
12 Months7.25%
Highest
7.75%
Highest
12 Months 1 Day6.50%7.00%
Above 12 Months 1 Day to 500 Days6.50%7.00%
501 Days6.75%7.25%
502 Days to 18 Months6.75%7.25%
Above 18 Months to 700 Days6.75%7.25%
701 Days6.75%7.25%
702 Days to 998 Days6.75%7.25%
999 Days to 34 Months6.75%7.25%
Above 34 Months to 36 Months6.75%7.25%
Above 36 Months to 60 Months6.75%7.25%
Above 60 Months to 120 Months6.00%6.50%
  • 1.Source: Official bank website.
  • 2.Rates applicable are for callable deposits less than ₹ 3cr.
  • 3.This bank is covered by DICGC insurance up to ₹ 5 lakhs.