Utkarsh Small Finance - FD Rates

This bank last updated its deposit rates on 01-Dec-25.

Tenor
Base Rate
Senior Citizen
7 Days to 45 Days4.00%4.50%
46 Days to 90 Days4.50%5.00%
91 Days to 180 Days5.00%5.50%
181 Days to 370 Days6.00%6.50%
371 Days to < 2 Years7.25%7.75%
2 Years to 3 Years7.50%
Highest
8.00%
Highest
Above 3 Years to < 4 Years7.25%7.75%
4 Years to 5 Years7.00%7.50%
Above 5 Years to 10 Years6.75%7.25%
  • 1.Source: Official bank website.
  • 2.Rates applicable are for callable deposits less than ₹ 3cr.
  • 3.This bank is covered by DICGC insurance up to ₹ 5 lakhs.