Indian Overseas Bank - FD Rates
This bank last updated its deposit rates on 15-Dec-25.
Tenor | Base Rate | Senior Citizen | Super Sr Citizen |
|---|---|---|---|
| 7 Days to 14 Days | 3.50% | 4.00% | 4.25% |
| 15 Days to 29 Days | 3.50% | 4.00% | 4.25% |
| 30 Days to 45 Days | 3.50% | 4.00% | 4.25% |
| 46 Days to 60 Days | 4.00% | 4.50% | 4.75% |
| 61 Days to 90 Days | 3.00% | 3.50% | 3.75% |
| 91 Days to 120 Days | 3.50% | 4.00% | 4.25% |
| 121 Days to 179 Days | 2.90% | 3.40% | 3.65% |
| 180 Days to 269 Days | 4.75% | 5.25% | 5.50% |
| 270 Days to < 1 Year | 5.50% | 6.00% | 6.25% |
| 1 Year | 6.50% | 7.00% | 7.25% |
| Above 1 Year to < 2 Years | 6.40% | 6.90% | 7.15% |
| 444 Days | 6.60% Highest | 7.10% Highest | 7.35% Highest |
| 2 Years to < 3 Years | 6.40% | 6.90% | 7.15% |
| 3 Years to 10 Years | 6.10% | 6.60% | 6.85% |
| 5 Years Tax Saver FD | 6.10% | 6.60% | 6.85% |
- 1.Source: Official bank website.
- 2.Rates applicable are for callable deposits less than ₹ 3cr.
- 3.This bank is covered by DICGC insurance up to ₹ 5 lakhs.