J&K Bank - FD Rates

This bank last updated its deposit rates on 11-Jan-26.

Tenor
Base Rate
Senior Citizen
Super Sr Citizen
7 Days to 30 Days3.50%4.00%4.25%
31 Days to 45 Days3.75%4.25%4.50%
46 Days to 90 Days5.00%5.50%5.75%
91 Days to 180 Days5.10%5.60%5.85%
181 Days to 270 Days5.90%6.40%6.65%
271 Days to < 1 Year6.00%6.50%6.75%
1 Year to < 18 Months6.50%7.00%7.25%
18 Months to < 2 Years6.70%7.20%7.45%
2 Years to 887 Days6.75%7.25%7.50%
888 Days7.00%
Highest
7.50%
Highest
7.75%
Highest
889 Days to < 3 Years6.75%7.25%7.50%
3 Years to < 5 Years6.65%7.15%7.40%
5 Years to 10 Years6.60%7.10%7.35%
  • 1.Source: Official bank website.
  • 2.Rates applicable are for callable deposits less than ₹ 3cr.
  • 3.This bank is covered by DICGC insurance up to ₹ 5 lakhs.