Kotak Bank - FD Rates
This bank last updated its deposit rates on 14-Jan-26.
Tenor | Base Rate | Senior Citizen |
|---|---|---|
| 7 Days to 14 Days | 2.75% | 3.25% |
| 15 Days to 30 Days | 2.75% | 3.25% |
| 31 Days to 45 Days | 3.00% | 3.50% |
| 46 Days to 90 Days | 3.50% | 4.00% |
| 91 Days | 4.75% | 5.25% |
| 92 Days to 179 Days | 4.25% | 4.75% |
| 180 Days | 5.50% | 6.00% |
| 181 Days to 269 Days | 5.50% | 6.00% |
| 270 Days | 5.50% | 6.00% |
| 271 Days to 363 Days | 6.00% | 6.50% |
| 364 Days | 6.00% | 6.50% |
| 365 Days to < 15 Months | 6.50% | 7.00% |
| 15 Months to < 18 Months | 6.70% Highest | 7.20% Highest |
| 18 Months to < 2 Years | 6.70% | 7.20% |
| 2 Years to < 3 Years | 6.50% | 7.00% |
| 3 Years to < 4 Years | 6.40% | 6.90% |
| 4 Years to < 5 Years | 6.40% | 6.90% |
| 5 Years to 10 Years | 6.25% | 6.75% |
- 1.Source: Official bank website.
- 2.Rates applicable are for callable deposits less than ₹ 3cr.
- 3.This bank is covered by DICGC insurance up to ₹ 5 lakhs.