Question 1

What is the highest savings interest rate for Kotak Bank?

Accepted Answer

As of February 2026, Kotak Bank offers a maximum interest rate of 2.5% p.a. on select balance slabs.

Question 2

Is my money safe in Kotak Bank Savings Account?

Accepted Answer

Yes, Kotak Bank is a scheduled bank regulated by the RBI. Your deposits are insured up to ₹ 5 Lakhs by DICGC.

Kotak Bank - Savings Interest Rates